Akaun Simpanan TH

Jika anda ingin membuka akaun simpanan TH, syarat-syaratnya ialah :

1) Islam, dan

2) Warganegara Malaysia atau Pemastautin Tetap Malaysia

Apa yang anda perlukan untuk membuka akaun?

1) Mengisi Borang Maklumat Ahli, Borang Simpanan Permulaan dan Borang Penamaan

2) Kad Pengenalan MyKad, Passport Malaysia Antarabangsa atau MyPR bagi akaun dewasa, manakala Surat Beranak dan Kad Pengenalan Penjaga bagi akaun kanak-kanak berumur bawah 12 tahun

3) Wang Simpanan Permulaan (deposit) serendah RM 2.00 sahaja

Maklumat tambahan:

- Anda boleh membuka akaun di mana-mana cawangan TH atau cawangan BIMB seluruh Malaysia.

- Pendaftaran haji boleh dilakukan apabila simpanan di dalam akaun anda telah mencukupi RM 1,305.00. Perlu diingat, apabila pendaftaran dilakukan wang RM1,305 ini dibekukan dari akaun, jadi pengeluaran amaun RM 1,305 ini adalah tidak dibenarkan.

- Apabila anda telah membuka akaun, bukan bermakna anda telah mendaftar haji, jadi perlu maklumkan kepada pegawai di kaunter jika hendak mendaftar haji.

- Giliran untuk menunaikan haji ke Mekah adalah berdasarkan konsep "First Come First Serve" iaitu siapa mendaftar dahulu dia akan pergi dahulu dan BUKAN siapa dah cukup duit dulu dia boleh pergi dulu. Untuk mengelakkan kelewatan, sila mendaftar dengan lebih awal kerana tempoh menunggu sekarang telah mencecah 20 tahun.

Antara kelebihan-kelebihan menyimpan di TH :

1) Syiar Islam - melaksanakan Sistem Kewangan Islam.

2) Zakat - Zakat Perniagaan dibayar bagi pihak pendeposit. Wang yang disimpan ke dalam akaun TH akan digunakan oleh pihak TH untuk tujuan pelaburan (perniagaan). Jadi zakat yang perlu dibayar hanyalah zakat perniagaan dan dibayar secara pukal (lump sum) dan bukannya mengikut akaun individu.

3) Halal - Simpanan dilabur menepati tuntutan syarah (Syariah Compliance)

4) Bonus - Bonus yang kompetitif.

5) Pengecualian cukai - Bonus yang didapati daripada simpanan TH adalah dikecualikan dari cukai pendapatan.

6) Dijamin - Simpanan dijamin oleh kerajaan.

7) Kekerapan pengeluran - Wang boleh dikeluarkan dari akaun tanpa had kekerapan.

LOST

Have you ever feel that sinking feeling when it feels like you are missing something in your life but you can't quite figure out what it is? It is like you are not happy but you don't know what to do about it. Your hands are tied and you'll just have to go with the flow because you didn't have any choice.

Those feelings are very vulnerable and sometimes just make you want to cry. You feel helpless, sad and angry and sometimes feel hopeless. Am I gonna stuck with this for the rest of my life? Is it going to be better soon? I sure do hope so.

That is just it, I feel lost. Totally lost.

That ‘70s Show

Have you ever watch That '70s Show? It is a show about a few teens way back in the 70s. The show revolves around a gang of six youths : Eric Foreman, Steven Hyde, Donna Pinciotti, Michael Kelso, Fez, and Jackie Burkhart. They always hang out in Eric's basement and talk about everything and sometimes make fun of each other. No, make that ALWAYS make fun of each other.

Eric can be considered like the team leader of this group for the fact that he is the smartest besides Donna. You will have to appreciate his "Smart Mouth" hehe.. His family loves him so much (family = his mom). But I cannot say the same about his father, Red Foreman. He has a sister, Laurie, whom he doesn't get along very well.

Steven Hyde is someone who can be considered not stupid but not so smart either. He's okay, but can be rebelious at times. He comes from a broken family, his mother abandon him and ran away with some guy. He represents the kind of teenager who likes to rebel and protest about everything.

Donna is Eric's girlfriend. She is the smartest of the bunch but she has stupid and weird parents. Nothing much can be said about Donna, but something sure is that she loves Eric so much.

Kelso...well, Kelso is... well, he's stupid. Enough said.. haha.. He really appreciates a good burn!

Fez the foreign guy is weird and has a really quirky accent. Sometimes he can't pronounce certain words right. He can be very desperate at times where he will take any girl who will to be his girlfriend. Until now I still can't quite figure out where he's from. Hurmm weird...

Jackie Burkhart comes from a rich family and doesn't appreciate money. She is Michael's girlfriend although you will see that by the third season Jackie is with Steven. Jackie loves to boss people around, especially Michael. She thinks she is so pretty and hot among all girls in Point Place and would like everybody to think so too.

And then there's other people in the show like Red Foreman (Eric's dad), Kitty Foreman (Eric's mom), Laurie Foreman (Eric's sister), Bob & Midge Pinciotti (Donna's Parents).

I love the show. It taught me a lot about relationship between parents and children and also between man and women. Their jokes can be spot on and down right funny. Their examples of how man and women behave can be very acurate and I can relate to them.

 

 

 

* What a week

*Need to find 20 new prospects every month to become new member! @#$%^&* 20!!! where am i going to find that?

* and how am i going to do that? sigh~ it's like working in sales department where i have to achieve certain sales target. what have i got myself into????? soon i'll find my hair falling off faster than i can find that 20 prospects!

*Is it true about the rumours? Betul ke COLA akan ditarik balik? Damn! dahla gaji pun ciput

*Now i have a headache. I need to do medical checkup. I might have migrain. I've been having these headache for these past weeks.

*His Royal Highness Sultan of Johor passed away on the 22nd January 2010. May Allah Bless His Royal Highness Soul. Al-Fatihah. My mom + dad + sis + bro all went to Johor for the Tahlil but i didn't go because i've used my current annual leave. I was all alone at home :'( My mom might want to go for the 40th day of Tahlil later ( i don't know when). It's so hard if ur mom happens to be connected to the Johor Royal Family and have to attend if something like this happen. Its not that i don't like it, but i prefer to be low profile and stay unknown like normal people.

*KJTR might set up its own blog. I wonder if the management approve this. and who will have the authority over this blog? who will update the blog? I don't think it would be one of the supervisors, whould it? Owh maybe Nadia can. She took multimedia when she was studying. Ooooohh this is so exciting. Just have to wait and see.

*Because of this headache i can't go to Melaka for Eli's engagement :( sorry eli...i'll definitely come to your wedding. can't miss that.

Suara tak berapa nak seksi

Sejak hari Khamis sudah rasa lain macam. Tekak rasa bersawang. Semalam pun semasa di kaunter asyik bersin aje.

So, today officially saya sudah terkena flu. Tapi bukan H1N1 flu ye...eeee takottt...rasa nak demam tu dah ada, cuma tak berapa teruk sangat. masih boleh ditanggung lagi. Malas nak gi jumpa Doc.

Tapi, suaraku sudah jadi seksi youuu!...Auwww...hehehehhe... yang paling tak larat sekali rasa sakit kepala. These are among the signs that i really hate when i catch a cold or flu. Kadang-kadang sampai rasa berpinar-pinar kepala. Kalau makan ubat selsema lagi la, rasa mengantuk macam lalok je.

Apa pun, tadi dah makan ubat dengan vitamin C. Harap cepat la baik sebab esok nak gi tengok wayang dengan adik. Boring duduk umah.

p/s : Adakah sudah terlambat untuk membuat azam tahun baru? hahaha

What a day!

7.52am - sampai di ofis.

8.13am – buat terimaan wang panjar.

8.18am – minum pagi.

8.31am – memulakan operasi kaunter (melayan pelanggan pertama untuk hari ini)

8.32 till 11.15am – bla..bla…bla…

11.16am – my lunch break (awalnyerrrr @_@)

11.35am – sambung… bla… bla… bla…

11.50pm – system starts to hang! Tak boleh buat apa-apa transaksi

12.00pm – explanation to the customer. Kalau larat tunggu, korang tunggu ler sampai system ok.

12.10pm till 3.30pm – masa untuk ronggeng/buat ketupat mengumpat/beborak/makan/berjoli or whatever you call it

3.35pm – we are back in business baby! Operasi berjalan semula seperti biasa. Ingatkan dapat ronggeng berehat-rehat lama sikit. Lalalala :P

4.30pm – attended my last customer. Finally!

TU JE NAK CITA. LEBIH BANYAK MELEPAK DARI BUAT KEJE. UUUUuuu…. BESTNYER. BUKAN SELALU DPT PELUANG CAMNI! EHEHEHEHE :P

P/S : sangat SUKKEEEE system hang. Boleh relax. Encik System, hang la selalu ye :D

Have you paid your PTP Tipu loan yet?

To those who have already completed their studies

and already secured a job

have you started paying your studies loan?

if you haven’t,

i suggest you better start paying it now

because the later you pay,

the administration fees will increase every month

so start paying now, even if it’s RM100 a month

at least you pay something

and you are not marked by PTP Tipu for not paying

and not be blacklisted from going overseas

If you want to check your loan balance or view your statement, click HERE

P/S : I HAVE ALREADY PAID HALF OF MY LOAN…..

STILL HAVE A LOOOONNNGGGG WAY TO GO…….PHHEEWWW!